Is it possible to open a personal account in Estonia with e-Residency? September 08, 2019 14:22 Updated No. To open a personal account, you need to get a visa or a temporary resident permit and pass the bank inspection. Related articles Can I receive sales in local currency? Can I open a bank account online? How can I establish the company with multiple founders/board members? Which bank should I choose? What is included in monthly service plan?